Terms of Service

By accessing or using the ADVISY™ website (the "Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not access or use the Site. These Terms constitute a legally binding agreement between you and ADVISY™ ("ADVISY," "we," "us," or "our") governing your use of the Site and any services offered through it.

ADVISY™ reserves the right to update or modify these Terms at any time without prior notice. Continued use of the Site following any such change constitutes your acceptance of the revised Terms. It is your responsibility to review these Terms periodically.

Joining ADVISY™ to list yourself as an expert and/or consultant is free of charge. You may create an ADVISY™ Profile at no cost and are free to list the fees you charge for your services.

You must be at least eighteen (18) years of age and legally capable of entering into binding contracts to register. You agree to provide accurate, current, and complete information during the ADVISY™ Profile and Set-up process, including valid bank account details for the disbursement of your earnings.

You are solely responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.

There is no charge to join ADVISY™ or to list yourself as an expert or consultant. You are free to set and list the fees you charge for your services.

A fifteen percent (15%) site upkeep and marketing fee (the "Platform Fee") will be deducted from each collective payment you have earned on and through the Site. The remaining Gross Earned Income — after paying the required 15% Platform Fee — will be forwarded to the bank account you established during your ADVISY™ Profile and Set-up.

PLEASE NOTE that one hundred percent (100%) of the 15% Platform Fee you pay from any and all monies you earn through the ADVISY™ Website goes directly to: (a) the marketing of your profile and any other profile listed on ADVISY™, and (b) paying in full any and all ADVISY™ website hosting, upkeep, and maintenance costs.

All payments collected from clients through the Site are processed on your behalf by ADVISY™. The Platform Fee is deducted at the time of collection, and the net balance is remitted to the bank account on file in accordance with the disbursement schedule then in effect.

You are responsible for any taxes owed on your earnings. ADVISY™ does not withhold taxes on your behalf and is not responsible for determining your tax obligations. You acknowledge that you are engaged as an independent contractor and not as an employee of ADVISY™.

ADVISY™ is not liable for delays or failures in disbursement caused by inaccurate or outdated bank account information you provided. You must keep your payout details current.

You represent and warrant that all information in your profile is truthful and accurate, that you possess the qualifications you claim, and that the services you offer comply with all applicable laws and regulations.

You agree to deliver the services you offer with reasonable skill and care, to communicate honestly with clients, and to refrain from any conduct that is fraudulent, misleading, or harmful to clients or to ADVISY™.

You are solely responsible for the quality, legality, and outcome of the services you provide. ADVISY™ facilitates connections between experts and clients but does not guarantee any specific result from any consultation.

You agree not to: (a) circumvent the Site's payment system by accepting compensation directly from clients outside of ADVISY™; (b) misuse the Site for any unlawful, fraudulent, or abusive purpose; (c) impersonate another person or misrepresent your credentials; (d) harass, threaten, or harm any other user; or (e) attempt to disrupt, reverse-engineer, or compromise the Site's security.

Violations may result in immediate suspension or termination of your account and forfeiture of any pending disbursements, at ADVISY™'s sole discretion.

The Site, its name, logo, branding, and all associated intellectual property are the exclusive property of ADVISY™. You retain ownership of the content you submit to your profile, but you grant ADVISY™ a non-exclusive, royalty-free license to display and use your profile content for the purpose of operating and marketing the Site.

The Site is provided on an "AS IS" and "AS AVAILABLE" basis. ADVISY™ makes no warranties, express or implied, regarding the Site's operation, availability, or fitness for a particular purpose. We do not warrant that the Site will be uninterrupted, error-free, or secure.

To the fullest extent permitted by law, ADVISY™, nor its owners, officers, directors, employees, or affiliates shall be held liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising from your use of the Site or any consultation arranged through it.

You agree to indemnify, defend, and hold harmless ADVISY™, its owners, affiliates, and their respective officers, directors, employees, and agents from and against any and all claims, damages, losses, liabilities, costs, and expenses — including reasonable attorneys' fees — arising out of or related to your use of the Site, your provision of services, or your breach of these Terms.

ADVISY™ may suspend or terminate your account at any time, with or without cause, and without prior notice. Upon termination, any pending disbursements (net of the Platform Fee) will be remitted to your bank account on file, subject to these Terms.

These Terms shall be governed by and construed in accordance with the laws of the United States and the state in which ADVISY™ operates, without regard to conflict-of-law principles. Any dispute arising under these Terms shall first be attempted to be resolved through good-faith negotiation, and thereafter through binding arbitration if necessary.

Questions regarding these Terms may be directed to ADVISY™ through the contact information provided on the Site.